Getting No-Fault New York Car Insurance in the USA

New York is the home of the Yankees, the Empire State Building, and thousands of miles of road. It has many great communities and people, with people in the north, south, east, and west of different experiences. Fantastic nature and exceptional cities speckle the state. From New York City to Buffalo, Rochester to Albany, there so many places to explore! Whether visiting family or loved ones that live in the state, New York car insurance is important.

Drivers in New York are required have minimum amounts of car insurance coverage. If a driver gets pulled over or into an accident and does not provide proof of insurance, they get a ticket. They also have to pay fines and penalties if driving without coverage in the New York.

New York is a No-Fault State

Personal Injury Protection (PIP, no-fault insurance), is required in New York. It offers protection, regardless of who is at fault, if a traffic accident occurs. Costs PIP helps you pay for are:

• Costs for accident-related medical expenses
• Costs for accident-related rehab expenses
• Lost wages up to $2,000 per month, up to three years
• A death benefit of $2,000 above the $50,000 limit
• Other costs, such as in-home help

Driving legally in the state requires that you have a minimum limit of $50,000 for Personal Injury Protection coverage. It also requires you to have liability coverage for bodily injury, death, and property damage.